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Student Health Insurance

Loyola University New Orleans offers students access to Student Accident and Sickness Insurance coverage through our partner insurance providers, Aetna Student Health and LewerMark Student Insurance. Explore the plan details and eligibility requirements below. 

Domestic Undergraduate Students

U.S. Citizens and Legal Permanent Residents

With the Aetna Student Health plan, you get:

  • Coverage at school, at home, and when you travel
  • Access to a nationwide network of doctors, hospitals, and specialists
  • Pharmacy and prescription drug coverage 
  • Office visits and all on-site labs and services at Student Health Services with no copay or deductible 
  • Mobile access to your plan through the Aetna Health app

Aetna Student Insurance Portal

All full-time (12 credits or more), domestic (U.S. citizens and legal permanent residents) undergraduate students are automatically enrolled in the Aetna Student Health Insurance Plan. Students are required to use Loyola’s health insurance plan unless they can provide proof of comparable, existing coverage for the 2021 – 2022 academic year. Please review the details of the plan on the Aetna Student Insurance Portal, including the terms, coverage, exclusions, and premiums associated with your plan.

Additional Resources:

The cost for the Fall 2021 academic term will appear on your student bill over the summer.  If you continue to be a full-time student in spring, you will be charged for the Spring 2022 rate in January. Students graduating in the fall will only be charged for the fall semester and coverage will not continue for the spring semester. See the table below for plan rates.

For comparison, this is equivalent to a monthly premium cost of $211.67. You may want to check with your family to see how this coverage compares to your current coverage. Starting school is a qualifying event to switch insurance.

 

Annual Rate

Fall Rate

Spring Rate

Effective Dates 8/1/2021 – 7/31/2022 8/1/2021 – 12/31/2021 1/1/2022 – 7/31/2022
Cost $2,540* $1,064 $1,476

*Please note: Student athletes pay an additional one-time fee of $400 to cover intercollegiate athletics. The annual rate for student athletes enrolled in Loyola’s Student Health Insurance Plan is $2,940.

If you already have coverage through your family’s plan or another source, please complete the waiver questionnaire in the Aetna Student Insurance Portal to determine your eligibility to waive coverage. The questionnaire will help you compare your options and choose the best coverage while you’re at school. 

The deadline to waive insurance coverage through Aetna Student Health and receive a full refund on your bill has been extended to September 24, 2021. 

Questions about your plan? Contact Aetna’s customer service at 877.480.4161.

International Undergraduate Students 

F-1 and J-1 status

With the LewerMark Student Health plan, you get:

  • Access to a nationwide network of doctors, hospitals, and specialists
  • Pharmacy and prescription drug coverage 
  • Office visits and all on-site labs and services at Student Health Services with no copay or deductible 
  • Free emergency assistance, nurse line, and Teladoc available 24/7 
  • Free 24/7 access to International Student Support Program and the My SSP app

LewerMark Student Insurance Portal

All full-time international students (F-1, J-1 status) are required to have health insurance and will be automatically enrolled in the LewerMark Student Accident and Sickness Insurance Plan. 

Additional Resources:

Degree-seeking students (F-1) starting in the fall semester will be enrolled for 12 months of coverage to be renewed annually. Degree-seeking students starting in the spring semester will be enrolled for 7.5 months of coverage to be renewed annually in August. The cost of the plan is $1,824 for 12 months of coverage.

Exchange students (J-1) will be enrolled for and charged $760 for one semester of coverage or $1,520 for two semesters of coverage depending upon how long they will be at Loyola.

For comparison, this is equivalent to a monthly premium cost of $152. 

If you wish to keep your own insurance (and it meets the minimum coverage requirements listed below), you must submit a Health Insurance Waiver Form as well as a full copy of your current policy to LewerMark at waivers@lewer.com. Please note that the policy information you submit will need to be in English and the waiver will need to be approved by LewerMark before it is accepted. Staff members from Loyola’s Center for International Education do not review waiver requests nor make decisions regarding insurance waivers. The following plans will not be accepted: GBG, HCC, IMG, ISI, ISO, ISP, PGH, PSI. This is only a partial list of plans that are not acceptable waiver plans.

You can waive out of the LewerMark plan if you meet one of the three requirements below:

  1. Your parent/spouse is employed by a United States based company that provides Affordable Care Act (ACA) compliant coverage that you are covered under. 
  2. You arrived in the United States with health insurance because you participate in a government exchange student program, such as SACM. 
  3. You are currently covered by one of your parent’s insurance plans from your home country. This plan must meet or exceed the LewerMark plan and be valid in the United States. An emergency-only and/or travel plan will not be accepted.

Our waiver application deadlines are as follows: 

  • July 31 (Fall 2021 Semester)
  • November 30 (Spring 2022 Semester)

Contact LewerMark at 1.800.821.7710 or email lewermarksupport@lewer.com. You may also contact the Center for International Education at 504.864.7550 or cie@loyno.edu.

Graduate and Law Students 

There is no Loyola sponsored health insurance plan for graduate and law students. Please review the following process for help applying for health insurance or Medicaid in Louisiana. If you are applying for Medicaid, you may apply via the following steps OR directly through the Louisiana Department of Health (see below).

Pending further extension, the deadline to apply for Health Insurance through the Marketplace is August 15, 2021.

Process for Applying for Health Insurance or Medicaid: 

  1. Visit through the Health Insurance Marketplace at Healthcare.gov
  2. Click “Take the first step to apply”
  3. Create an account in the state of Louisiana
  4. Log in once you receive a confirmation email
  5. Prepare for the application by gathering the items on this checklist
  6. Click “Start my application” to begin the application
  7. Once you’ve completed your application, view your eligibility notice
  8. You have now completed the application, but you will still need to enroll in coverage (see below)

From this point on, you will have the option to enroll in Health Insurance or Medicaid, depending on your eligibility:
 

Applying for Medicaid

  • If you're eligible for coverage through Medicaid, your "Eligibility Results" will give you more information on how to proceed.
  • Medicaid will send you a letter when they need more information from you. They might need information to complete your application. Visit www.healthy.la.gov for more information on how to respond to a request for information from Medicaid, or call them at 1.888.342.6207.

Applying for a Health Insurance Plan through Marketplace

  • If your “Results” say you’re eligible to buy a Marketplace plan, August 28, 2021 is the last day to choose one. Visit HealthCare.gov to compare plans side-by-side, or call the Marketplace Call Center, open 24/7, at 1.800.318.2596.
  • If you don't qualify for a Special Enrollment Period, Medicaid, or CHIP, you can apply for 2022 coverage. Come back between October 31 – December 15 to apply.
  • To apply for Louisiana Medicaid directly, without going through the Health Insurance Marketplace, visit the Louisiana Department of Health website
  • Click “Apply or Renew Online” and follow the steps to complete the application process

Q: How do I know if I qualify for Medicaid in Louisiana?

Click here for more information on eligibility requirements. Note: You may not qualify for Medicaid if your monthly household income exceeds $1,600.00.

Q: How can I get further assistance with this application process?

Need help? For further assistance, call the Loyola University Counseling Center to schedule a 30-minute case management appointment with one of our case managers. The UCC can be reached at 504.865.3835, Monday to Friday from 8:30 a.m. – 4:45 p.m.